Blog | Swell Charities
Blog

News, updates and insights from Swell

Thoughts on charity fundraising, New Zealand lottery law, and building sustainable funding for causes that matter.

The income stream 76% of NZ charities are chasing (and the one they haven't considered)

Licensed charity lotteries weren't even on the survey's list of options.

Charities are pulling back from side ventures — here's why a lottery partnership is different

NZ charities running a social enterprise fell from 35% to 15% since 2022. Here's why a lottery partnership isn't the same risk.

NZ charities are running out of runway

40% of NZ charities have less than a year of reserves and secured funding combined.

Sales promotion vs lottery: what's the difference, and why it matters

There's a lot of this around at the moment — and a live DIA inquiry shows exactly what goes wrong when it's done badly.

Can my school (or club, or workplace) legally run a raffle?

The actual answer, and exactly where the size limits sit before you need a licence.

Is it legal to buy raffle tickets online in NZ?

A short history of a rule that only became permanent in November 2024.

What % of raffle money goes to charity in NZ?

There's no single "X% to charity" rule. Here's what DIA actually requires, sourced directly.

Why do some charity raffles fall short?

A few structural, avoidable reasons a properly licensed raffle can still fall short.

People don't buy tickets. They buy possibility.

The behavioural economics and NZ giving culture behind why charity lotteries work so well here.

Why we built Swell (and why it might make sense for your charity)

A joint charitable undertaking between partner charities, not a paid operator taking a cut.

Merchant accounts, payment gateways and DIA reporting

What running a charity lottery actually takes, behind a single ticket-purchase click.